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A trusted professional services firm specialising in Insurance Survey & Loss Adjustment, Risk Inspections, Valuations, and Claims Administration across the UAE and India.
Who We Are
COGS Global has been recognised as one of the reliable service providers in Insurance Survey and Loss Assessment, Valuation, Chartered Engineer Services, Energy Audit and Techno-Financial Services including Asset Componentization, Risk Engineering Services and Continuity Study.
We have presence PAN India and global footprints in South Asia, Gulf, Singapore and Africa. Established in 2015 as an organisation engaged in Engineering & Risk Management consultancy, COGS Global has grown into a powerful network of 35+ locations.
To be recognised as trusted and reliable professional services firm to our clients for delivering excellence.
To be the most admired core & social infrastructure consulting entity, providing world-class & innovative solutions to our customers.
What We Do
IRDA-licenced Corporate Loss Adjuster with expertise in Fire, Engineering & Marine Cargo, Corporate Valuation and Transaction Advisory.
As an IRDA-licensed Corporate Surveyor & Loss Adjuster, COGS Global provides independent, impartial post-loss assessment for insurers, reinsurers, municipalities, and defence attorneys across India and the UAE. Our team of qualified surveyors combines deep technical expertise with forensic investigation methodology to deliver precise, defensible loss quantum and cause-of-loss reports.
Our Government-registered and IBBI-approved valuers deliver court-admissible, bank-accepted valuation reports for Plant & Machinery, Land & Building, Financial Assets, and Intangible Assets. We serve leading corporates, financial institutions, insurers, and government bodies requiring credible, standards-compliant valuations for regulatory, transactional, or dispute-resolution purposes.
Our Chartered Engineers (AMIE / FIE) issue legally recognised certificates accepted by Indian Customs, Banks, Financial Institutions, and Courts. We conduct rigorous on-site inspections and laboratory testing to certify the structural integrity, age, condition, and residual life of civil, mechanical, and electrical assets — reducing regulatory friction and enabling faster transactions.
COGS Global's risk engineers help insurers accurately price and underwrite risk by providing detailed, data-driven risk inspection reports and risk improvement recommendations. We profile hazards across petrochemicals, manufacturing, power, logistics, and real estate sectors — reducing loss ratios for insurers and helping policyholders implement cost-effective risk mitigation strategies.
Our certified energy auditors and safety professionals conduct comprehensive audits that help organisations reduce energy consumption, demonstrate regulatory compliance, and eliminate workplace hazards. From thermographic surveys of live electrical panels to detailed fire safety audits, we provide actionable findings with prioritised corrective action plans tailored to each facility's operational context.
Beyond surveys and audits, COGS Global supports corporates, banks, and investors with specialist advisory spanning the full project and asset lifecycle. Our multidisciplinary team of engineers and MBAs bridges technical and financial perspectives — providing the independent, expert-led analysis that lenders, investors, and boards need to make informed capital decisions.
Insurance Lines
Beyond the Survey
Specialist engineering and audit services that complement our core offering — helping clients proactively manage risk, ensure statutory compliance, and optimise operational efficiency.
As part of overall safety, clients assess their building infrastructure for possible sources of fire from electrical systems to take corrective and preventive actions.
Hot Spot Detection in:
The main objective of EFSA is to identify potential hazards and flaws in design, system, and maintenance to prevent or minimize loss of life and property. The audit covers:
Risk rating, identification of potential hazards, recommendation of loss mitigation with budgets, Probable Maximum Loss (PML) calculation, benchmarking with similar domain companies, and impact analysis covering:
Identify probable sources and origin of fire, fire spread analysis, fire impact analysis, review of existing firefighting appliances, recommendations on firefighting equipment, and basic fire fighting training.
Review and strengthen lightning protection systems to national and international standards, with full risk analysis and corrective action planning:
"The estimated amount for which an asset should exchange on the date of valuation between a willing buyer and a willing seller in an arm's-length transaction after proper marketing wherein the parties had each acted knowledgeably, prudently and without compulsion" — on an 'As Is Where Is' basis.
Track Record
Fire, Engineering, Marine Cargo Claims Pan India. Individual loss up to USD 1M. Including Fani Cyclone, Srinagar Flood, Mumbai Flood. Portfolio Valuation for Piramal Group and NHPC 19 plants.
Real Estate, Manufacturing, Engineering Plants, Petrochemicals, Power Plants, Hotels, Malls, Jetty, Airport & Sea Terminals. Crompton Greaves Pan India, LupinLimited, KEC, CEAT, DorfKetal.
For all leading insurance companies. Risk Profiling for Olam Agro India, Deepak Fertilizer, various petrochemicals. Safety Audits for Apollo Tyres, DS Group, Coastal Energen.
Thermography, Electrical Safety Audits, HAZOP Studies, Lightening Arrestor Design, Single Line Diagrams. Asset componentization for M/s Lanco Pan India. Energy Audit NIIT Technologies.
Our People
An accomplished insurance professional and entrepreneur, Mr. Srivastav is highly regarded in the global loss adjustment and risk management sectors. With an engineering background and postgraduate degree in Insurance and Risk Management, he holds India's highest insurance qualification (FIII) and serves as an approved valuer for plant and machinery, IT, telecom assets, and vehicles.
He frequently speaks at industry events and provides expert commentary to leading insurance and engineering media outlets. His passion for collaboration spans power, logistics, financial services, and manufacturing industries.
Seasoned Mechanical Engineer with over 30 years of specialized experience in Loss Assessment and Insurance Claim Management across Commercial Lines. Delivers high-impact results in insurance surveys, claim consultancy, and operational management with expertise in Quality Assurance across Upstream and Downstream Oil & Gas sectors.
Proven expertise in project quality management for Exploration & Production (Offshore/Onshore), Refineries, Cross-Country Pipelines, Fertilizer, and Petrochemical sectors, aligned with ISO 9001 standards.
Insurance professional with 28+ years of experience in loss assessment, risk inspection, and claim management across fire, marine, engineering, and miscellaneous sectors. Fellow Member of the Indian Institute of Insurance Surveyors & Loss Assessors. Holds degrees in Electronics & Telecommunication Engineering and an MBA, along with IRDAI licenses in Fire, Marine, Engineering and Miscellaneous. Proven track record in managing high-value claims and conducting detailed risk inspections.
Insurance professional with 15 years of experience in loss assessment across fire, marine, miscellaneous & engineering sectors. Licentiate member of Indian Institute of Insurance Surveyors and Loss Assessors. Holds post-graduation in commerce (M.COM) & business administration (MBA) along with IRDAI license in Fire, Marine & Miscellaneous.
Commerce Graduate and Associate of III with over 20 years of relevant experience in the General Insurance sector. Has worked with insurance companies and elite clients handling their insurance portfolios across Fire, Marine, and Miscellaneous claims, with a main forte in Marine claims. Has built a strong rapport with clients, lead insurers, brokers, international surveyors, and agents across Public and Private sector insurance fraternity.
Insurance professional with over 10 years of experience in loss assessment, valuation, risk inspection, and claim management across Fire, Marine, Engineering, and Miscellaneous insurance segments. Holds a Mechanical Engineering degree with IRDAI Licenses across Fire, Marine, Engineering, Motor, Loss of Profit, and Miscellaneous. Also holds a Diploma in Industrial Safety Engineering from IIT Kharagpur and an IBBI License in Plant & Machinery Valuation. Proven expertise in managing high-value claims, valuation consulting assignments, and detailed risk inspections.
Engineering professional with over 15 years of diversified experience across the automobile sector, risk management, industrial safety, and valuation of plant, machinery, and vehicles. Holds a B-Tech with FIIV and Chartered Engineer credentials, advanced qualifications including an Advanced Diploma in Industrial & Risk Management and a PGDM in Industrial Safety. Strong expertise in implementing safety systems, assessing technical and operational risks, and conducting comprehensive asset valuations.
A dual-expert professional, Vipin Kumar Bhardwaj seamlessly bridges technical engineering with financial precision. As a Chartered Engineer and Approved Valuer with over 5 years of experience, he specializes in high-stakes Broad-Based Valuation and Transaction Advisory. His expertise covers Fair Market Value (FMV), IBC/Insolvency proceedings, and litigation support, transforming complex asset data into defensible financial insights for M&A and taxation.
Our Clients
From government-owned public sector insurers to India's most dynamic private insurance companies — COGS Global is the preferred partner for survey, loss adjustment, valuation and risk engineering across the nation.
Credentials
Knowledge Hub
Technical research, engineering guides, and sector studies authored by COGS Global experts — covering electrical safety, renewable energy, risk management, and automotive safety standards.
Introduces earthing and grounding fundamentals — IEC standards, protective earthing to prevent electric shock, functional earthing for operational stability, and key terminology including fuses, circuit breakers, EMI, and surge suppressors.
Deep dives into low-voltage systems and IEC earthing classifications — TN-S, TN-C, TN-C-S, TT, and IT network types, residual current devices (RCDs), earth leakage protection, India-specific resistance-earthed neutral regulations, and electromagnetic compatibility.
Covers high-voltage earthing systems (above 850 V) — solid-earthed neutral, resistance-earthed neutral (low & high resistance), unearthed/floating neutral, earthing transformers (Zig-Zag), and India's CEAR 2010 regulatory framework administered by the Central Electricity Authority.
A concise technical distinction for engineering professionals — earthing protects personnel by connecting equipment metal enclosures to earth (green wire per IS 3043), while grounding stabilises system voltage by connecting the transformer neutral point. Includes a side-by-side comparison and code references.
Investigates risk management practices in Indian MSMEs — covering financial, operational, regulatory, and strategic risk categories. Presents risk rating matrices, industry risk profiling benchmarks, and the value of structured insurance coverage, fire/electrical safety audits, and emergency preparedness programmes.
Explains solar PV module performance, sun movement and geometric effects on panel orientation, tilt angle optimisation, peak sun hours, and the operations of PV modules — from single cells (0.5V) to complete array configurations for 12V and 24V battery charging applications.
Covers the five microgrid configurations — Small DC (Pico-grid), Large DC, AC Power, AC-DC Combined, and PV-Generator Hybrid — with design criteria for load size, energy demand, cost, and efficiency. Includes typical specs for battery banks (75–600Ah) and array capacities (50W to multi-kW).
Overview of crash test methodology — using instrumented dummies for frontal, moderate and small overlap, side impact, pole impact, and rollover tests. Explains the 1–5 star rating system and the role of NCAP and IIHS in evaluating survivability and structural integrity under worst-case collision scenarios.
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